Insurance
Public liability cover for qualified members provided by Marsh Sport.
Insurance is for qualified members only as the cover relates directly to members working within the remit of their qualification.
Marsh Sport insurance for qualified members in the UK
| Category 1* | Category 2* | Category 3* | Category 4* | |
| Lowland Leader | Rock Climbing Instructor | International Mountain Leader | Mountaineering and Climbing Instructor | |
| Hill and Moorland Leader | Mountain Leader | Winter Mountain Leader | Winter Mountaineering and Climbing Instructor | |
| Climbing Wall Instructor | Rock Climbing Development Instructor | |||
| Climbing Wall Development Instructor | Irish Multi pitch qualification | |||
| The policy benefits | ||||
| Public and products liability - £5,000,000. | Yes | Yes | Yes | Yes |
| Professional indemnity - £5,000,000. | Yes | Yes | Yes | Yes |
| Cover for technical advice such as expert witness and acting as an AALA Inspector. | Yes | Yes | ||
| Geographical limit - United Kingdom and Ireland. | Yes | Yes | ||
| Geographical limit - Worldwide (exc. USA and Canada) in respect of IML. | Yes | Yes | ||
| Employers liability - £10,000,000. | Optional | Optional | Optional | Optional |
| Personal accident insurance Covering, for example; physiotherapy, broken bones, chiropractic treatment. |
Optional | Optional | Optional | Optional |
| Cover for the delivery of first aid courses. | Optional | Optional | Optional | Optional |
| Cover for Coasteering, Gorge Walking and Ghyll Scrambling. (Provided these activities only make up to 20% of your turnover.) |
Optional | Optional | Yes | |
| Cover for mountain or fell running. (Provided your qualification includes this and cover is selected) |
Yes | Yes | Yes | Yes |
| Cover for Route Setting. (For holders of CWI, CWDI, RCI, RCDI, MCI and WMCI only) |
Optional | Optional | Optional | Yes |
| Cover for Trainee Winter Mountaineering and Climbing Instructor. | Optional | |||
| Cover for Caving and Mining exploration. Available to instructors who hold British Caving Association awards. |
Optional | Optional | Optional | Optional |
*Insurance cover in a Category below your ‘highest’ qualifications held may be selected if all your work falls within the remit of that lower category qualification, should you hold that qualification.
For example: An International Mountain Leader or Mountain Leader (Winter) who is working wholly within the remit of the Mountain Leader qualification can select Category 2 cover.
For example: A Mountaineering and Climbing Instructor who is working wholly within the remit of the Climbing Wall Instructor qualification would only need Category 1 cover.
Marsh Sport insurance for qualified members in Ireland
| Category 1* | Category 2* | Category 3* | Category 4* | |
| Lowland Leader | Rock Climbing Instructor | International Mountain Leader | Mountaineering and Climbing Instructor | |
| Hill and Moorland Leader | Mountain Leader | Winter Mountain Leader | Winter Mountaineering and Climbing Instructor | |
| Climbing Wall Instructor | Rock Climbing Development Instructor | |||
| Climbing Wall Development Instructor | Irish Multi pitch qualification | |||
| The policy benefits | ||||
| Public and products liability - £5,000,000. | Yes | Yes | Yes | Yes |
| Professional indemnity - £5,000,000. | Yes | Yes | Yes | Yes |
| Cover for technical advice such as expert witness and acting as an AALA Inspector. | Yes | Yes | ||
| Geographical limit - United Kingdom and Ireland. | Yes | Yes | ||
| Geographical limit - Worldwide (exc. USA and Canada) in respect of IML. | Yes | Yes | ||
| Employers liability - £10,000,000. | Optional | Optional | Optional | Optional |
| Personal accident insurance Covering, for example; physiotherapy, broken bones, chiropractic treatment. |
Optional | Optional | Optional | Optional |
| Cover for the delivery of first aid courses. | Optional | Optional | Optional | Optional |
| Cover for Coasteering, Gorge Walking and Ghyll Scrambling. (Provided these activities only make up to 20% of your turnover.) |
Optional | Optional | Yes | |
| Cover for mountain or fell running. (Provided your qualification includes this and cover is selected) |
Yes | Yes | Yes | Yes |
| Cover for Route Setting. (For holders of CWI, CWDI, RCI, RCDI, MCI and WMCI only) |
Optional | Optional | Optional | Yes |
| Cover for Trainee Winter Mountaineering and Climbing Instructor. | Optional | |||
| Cover for Caving and Mining exploration. Available to instructors who hold British Caving Association awards. |
Optional | Optional | Optional | Optional |
*Insurance cover in a Category below your ‘highest’ qualifications held may be selected if all your work falls within the remit of that lower category qualification, should you hold that qualification.
For example: An International Mountain Leader or Mountain Leader (Winter) who is working wholly within the remit of the Mountain Leader qualification can select Category 2 cover.
For example: A Mountaineering and Climbing Instructor who is working wholly within the remit of the Climbing Wall Instructor qualification would only need Category 1 cover.
